/* ===== FXTM — Malaysia info hub ===== */
:root{
  --bg:#0c0e13; --bg2:#11141c; --bg3:#171b26; --panel:#12161f;
  --line:#232a3a; --line2:#2d3548;
  --ink:#eef1f7; --mut:#a7b0c2; --dim:#7d879a;
  --gold:#c9a13b; --gold2:#e3c56f; --red:#e0483e;
  --sp:1.5rem; --r:14px; --sh:0 10px 30px rgba(0,0,0,.35);
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.7 'Segoe UI',system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--gold2)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
h1,h2,h3,h4{line-height:1.2;font-weight:700;color:#fff}
h1{font-size:clamp(1.9rem,4.4vw,3rem);letter-spacing:-.5px}
h2{font-size:clamp(1.4rem,2.8vw,2rem)}
h3{font-size:1.12rem}
p{margin:.6rem 0}
.sec-tag{letter-spacing:.22em;text-transform:uppercase;font-size:.74rem;color:var(--gold);font-weight:600}

/* ---------- header ---------- */
.mast{position:sticky;top:0;z-index:50;background:rgba(12,14,19,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;gap:20px;height:66px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:#fff;font-weight:800;letter-spacing:.5px}
.brand img{width:30px;height:30px;border-radius:7px}
.brand b{font-size:1.25rem}
.brand small{display:block;font-size:.62rem;color:var(--gold);letter-spacing:.16em;text-transform:uppercase;font-weight:700}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav a{color:var(--mut);text-decoration:none;padding:9px 12px;border-radius:9px;font-size:.95rem;font-weight:600}
.nav a:hover{color:#fff;background:var(--bg2)}
.nav .on{color:var(--gold2);background:var(--bg3)}
.goto{padding:10px 18px;border-radius:10px;background:linear-gradient(135deg,var(--gold),var(--gold2));color:#151008!important;font-weight:800;box-shadow:0 6px 18px rgba(201,161,59,.28)}
.goto:hover{filter:brightness(1.06)}
.toggle{display:none;background:none;border:1px solid var(--line2);color:#fff;font-size:1.3rem;padding:6px 12px;border-radius:9px}

/* ---------- hero ---------- */
.hero{padding:clamp(3rem,7vw,6rem) 0;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:
  radial-gradient(700px 380px at 85% -10%,rgba(201,161,59,.16),transparent 60%),
  radial-gradient(600px 300px at 5% 110%,rgba(224,72,62,.10),transparent 60%)}
.hero .wrap{position:relative}
.hero h1{max-width:760px}
.lead{color:var(--mut);font-size:1.12rem;max-width:680px}
.cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 22px;border-radius:11px;text-decoration:none;font-weight:800;font-size:.98rem}
.btn.gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#151008;box-shadow:0 8px 22px rgba(201,161,59,.3)}
.btn.ghost{border:1px solid var(--line2);color:#eef1f7}
.btn.ghost:hover{border-color:var(--gold);color:var(--gold2)}
.risk{font-size:.82rem;color:var(--dim);max-width:720px;margin-top:22px}

/* ---------- metric strip ---------- */
.metrics{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--bg2)}
.m-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.m-cell{padding:22px 8px;text-align:center;border-right:1px solid var(--line)}
.m-cell:last-child{border-right:0}
.m-cell b{display:block;font-size:1.6rem;color:var(--gold2)}
.m-cell span{font-size:.84rem;color:var(--dim)}

/* ---------- sections ---------- */
section{padding:clamp(2.4rem,5vw,4rem) 0}
.s-head{max-width:720px;margin-bottom:26px}
.s-head p{color:var(--mut)}
.grid{display:grid;gap:18px;margin-top:8px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--panel);border:1px solid var(--line);border-radius:var(--r);padding:22px}
.card h3{margin-top:0;display:flex;align-items:center;gap:10px}
.card h3 .n{display:grid;place-items:center;width:30px;height:30px;flex:none;border-radius:8px;background:rgba(201,161,59,.15);color:var(--gold2);font-size:.9rem}
.card p{color:var(--mut);font-size:.95rem}

/* account table */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r)}
table{width:100%;border-collapse:collapse;background:var(--panel);min-width:640px}
th,td{padding:13px 16px;text-align:left;font-size:.92rem;border-bottom:1px solid var(--line)}
th{background:var(--bg3);color:var(--gold2);text-transform:uppercase;letter-spacing:.06em;font-size:.78rem;white-space:nowrap}
td{color:var(--mut)}
td:first-child{color:#fff;font-weight:700;white-space:nowrap}
tr:last-child td{border-bottom:0}

/* list checks */
.chk{list-style:none;padding:0;margin:0}
.chk li{padding:7px 0 7px 28px;position:relative;color:var(--mut);font-size:.96rem}
.chk li:before{content:"✓";position:absolute;left:0;color:var(--gold2);font-weight:800}

/* steps */
.steps{counter-reset:st;display:grid;gap:16px}
.step{display:flex;gap:16px;align-items:flex-start;background:var(--panel);border:1px solid var(--line);border-radius:var(--r);padding:18px 20px}
.step:before{counter-increment:st;content:counter(st);flex:none;width:34px;height:34px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold2));color:#151008;font-weight:800;display:grid;place-items:center}
.step b{display:block;margin-bottom:2px}
.step p{margin:0;color:var(--mut);font-size:.94rem}

/* FAQ */
.faq{border:1px solid var(--line);background:var(--panel);border-radius:12px;margin:10px 0;overflow:hidden}
.faq summary{cursor:pointer;padding:16px 18px;font-weight:700;color:#fff;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:10px}
.faq summary:after{content:"+";font-size:1.4rem;color:var(--gold)}
.faq[open] summary:after{content:"–"}
.faq .a{padding:0 18px 18px;color:var(--mut);font-size:.96rem}

/* warning band */
.warn{border-left:4px solid var(--red);background:rgba(224,72,62,.08);border-radius:0 var(--r) var(--r) 0;padding:18px 22px;font-size:.9rem;color:#ecc9c5}
.warn b{color:#ffd0cb}

/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#151008;border-radius:18px;padding:38px 34px;text-align:center}
.cta-band h2{color:#151008;margin-top:0}
.cta-band p{color:#3a2f12}
.cta-band .btn.dark{background:#151008;color:var(--gold2)}

/* footer */
.foot{background:#080a0e;border-top:1px solid var(--line);padding:44px 0 30px;font-size:.9rem}
.f-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px;margin-bottom:26px}
.f-grid h4{color:#fff;margin:0 0 12px;font-size:.95rem;text-transform:uppercase;letter-spacing:.08em}
.f-grid a{display:block;color:var(--mut);text-decoration:none;padding:4px 0}
.f-grid a:hover{color:var(--gold2)}
.f-brand p{color:var(--dim);font-size:.88rem}
.copy{border-top:1px solid var(--line);padding-top:20px;color:var(--dim);font-size:.82rem}

@media(max-width:920px){
  .toggle{display:block}
  .nav{display:none;position:absolute;top:66px;left:0;right:0;flex-direction:column;align-items:stretch;background:var(--bg2);border-bottom:1px solid var(--line);padding:12px 16px;gap:2px}
  .nav.open{display:flex}
  .nav a{padding:13px 12px}
  .nav .goto{text-align:center}
  .m-grid{grid-template-columns:repeat(2,1fr)}
  .m-cell{border-bottom:1px solid var(--line)}
  .g3,.g4,.g2{grid-template-columns:1fr 1fr}
  .f-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:540px){
  .g3,.g4,.g2{grid-template-columns:1fr}
  .m-grid{grid-template-columns:1fr 1fr}
  .bar{gap:12px}
  .f-grid{grid-template-columns:1fr}
}